HRA Rent Receipt Generator

Need an house rent receipt for HRA exemption for your employer’s investment proof submission or ITR filing? Generate a fully compliant receipt in under 2 minutes — free, no account needed, no watermark.

Create HRA Receipt

This template is specifically built for salaried employees claiming House Rent Allowance (HRA) exemption of the Income Tax. Every mandatory field required by CBDT and most employer HR portals is included.

What is an HRA Rent Receipt?

An HRA rent receipt is not just a regular rent receipt. It is a formal document that proves you paid rent — and allows your employer to grant you HRA tax exemption when calculating your taxable salary.

Under Section 10(13A) of the Income Tax Act read with Rule 2A, a salaried employee living in rented accommodation can claim HRA exemption on their actual House Rent Allowance — provided they submit valid rent receipts to their employer.

Without proper receipts, your employer will add the full HRA back into your taxable income. At a 30% tax slab, that can mean paying ₹30,000 or more in extra tax on every ₹1 lakh of HRA received.

What Fields Must an HRA Rent Receipt Include?

An HRA receipt rejected by HR or flagged during IT scrutiny is almost always missing one of these fields. Here is exactly what your receipt must contain:

Field	Requirement
Landlord’s full name	As per PAN records
Landlord’s PAN number	Mandatory if annual rent exceeds ₹1,00,000 (IT Rule 26C)
Landlord’s own address	Residential address — not the rented property address
Tenant’s full name	Your name as per employer records
Tenant’s PAN number	Required by most employers for internal HRA verification
Rented property address	Full address including floor/flat number
Rent amount in figures	The exact monthly amount paid
Rent amount in words	Legally required on Indian receipts
Rent period	Month and year, or a date range for quarterly receipts
Financial year	e.g. FY 2024-25 — required for ITR and Form 12BB
Mode of payment	Cash / UPI / NEFT / RTGS / Cheque
Transaction / UTR / Cheque reference	Required for all non-cash payments
Landlord declaration	Confirms rent was received and property is owned by landlord
Landlord signature	Wet ink or digital — unsigned receipts are not accepted
Revenue stamp	Required for cash payments above ₹5,000 (Indian Stamp Act)

Our generator includes every field in this table. Missing even one — especially the landlord PAN or tenant PAN — is the most common reason HR portals reject HRA receipts.

HRA Exemption — How It Works

Your HRA exemption under Section 10(13A) is the lowest of these three amounts:

Actual HRA received from your employer
Rent paid minus 10% of your basic salary
50% of basic salary (if you live in Mumbai, Delhi, Chennai, or Kolkata) — or 40% for any other city

Your employer calculates this automatically once you submit valid rent receipts. The receipts are the trigger — without them, the exemption is not applied.

Example: If your basic salary is ₹50,000/month and you pay ₹18,000/month in rent in Delhi, your monthly HRA exemption would be ₹18,000 − ₹5,000 (10% of basic) = ₹13,000. Over 12 months that is ₹1,56,000 of income that is tax-free — as long as your rent receipts are valid.

When Is Landlord PAN Mandatory?

If your total annual rent exceeds ₹1,00,000 (i.e. more than ₹8,333 per month), you are legally required to submit your landlord’s PAN to your employer. This is mandated under Income Tax Rule 26C.

Your employer cannot process the HRA exemption without it. If your landlord does not have a PAN, they must file a declaration to that effect — and your exemption claim may still be disallowed.

If your rent is below ₹8,333 per month, the PAN field is optional — but most employers still ask for it as standard practice.

Do I Need a Separate Receipt for Each Month?

No. Most employers accept a single receipt covering a full quarter (3 months) or half-year (6 months). This generator supports both formats:

Single month — select the month and year from the dropdown
Date range — select a From date and To date to cover multiple months in one receipt

For example, one receipt for “April 2024 to September 2024” covers the entire first half of FY 2024-25. You only need to generate two receipts for the full year instead of twelve.

How to Generate receipt using our HRA Rent Receipt Generator

Enter landlord details — landlord name (in the Business Name field), landlord PAN, and landlord’s own residential address
Enter tenant details — your name (in Customer Name field), your PAN, and your employee/staff ID if required by your employer
Enter the property address — the rented premises full address
Set the rent period — choose Single Month or Date Range
Select the financial year — e.g. FY 2024-25
Enter rent amount — amount in figures; the tool auto-generates amount in words
Select payment mode — Cash, UPI, NEFT/RTGS, or Cheque
Enter transaction reference — UTR number for UPI/NEFT, or cheque number for cheque payments
Add landlord signature — type or draw a digital signature
Download PDF — free, no watermark, ready for submission

HRA Rent Receipt Format — What It Looks Like

A valid HRA rent receipt format has a distinct structure compared to a regular rent receipt. It includes:

A centred header reading “HOUSE RENT RECEIPT” with the subline “For Income Tax / HRA Exemption Purpose”
A landlord block with name, PAN, and residential address
A tenant block with name, PAN, and employee ID
A payment block with period, financial year, mode of payment, and transaction reference
A prominent RENT AMOUNT total with amount in words below
A Declaration box — a paragraph in which the landlord formally acknowledges receiving the rent, states the property address, and confirms their PAN
Landlord signature below the declaration
Cash payments above ₹5,000 require a revenue stamp affixed to the receipt and signed by the landlord. The generator will show a revenue stamp notice automatically when you select Cash as the payment mode and the amount exceeds ₹5,000.

This is the format your employer’s HR team and the Income Tax Department expect to see.

Use template: HRA / Indian Rent Receipt

Frequently Asked Questions

Is a digitally generated HRA rent receipt valid?

Yes. A digitally generated receipt is legally valid as long as it contains all required fields and carries the landlord’s signature — wet ink on a printed copy, or a digital signature. Most large employers now accept PDF receipts uploaded through their HR portal.

What happens if I don’t submit rent receipts to my employer?

Your employer will not apply the HRA exemption to your salary. The full HRA component will be added to your taxable income and tax will be deducted at source (TDS) on it. You may be able to claim the exemption yourself when filing your ITR, but submitting receipts to your employer is simpler and avoids excess TDS.

Can I claim HRA if my name is not on the lease?

This is a grey area. The Income Tax Department expects the rent agreement and receipts to be in the name of the person claiming the exemption. If your name is not on the lease, your employer may refuse to process the claim. In practice, a rent agreement addendum or a letter from the landlord confirming your tenancy may be accepted.

My landlord refuses to give their PAN. What do I do?

You can still submit rent receipts without the landlord PAN if annual rent is below ₹1,00,000. Above that threshold, the employer is required to collect it. If the landlord genuinely does not have a PAN, they must provide a written declaration to that effect. Your employer may still restrict or disallow the exemption in that case.

What is Form 12BB and how do rent receipts relate to it?

Form 12BB (now renamed to Form 124 under the Income Tax Act 2025) is the investment declaration form submitted to your employer. In Part II of Form 12BB, you declare your rent payments for HRA exemption — you enter the landlord name, address, PAN, and total annual rent paid. The rent receipts are the supporting documents for what you declare in Form 12BB. Both are required.

Can I generate receipts for the full year at once?

Yes — use the date range option and set a 12-month range if your employer accepts an annual receipt. More commonly, generate two receipts (April–September and October–March) to cover each half of the financial year.

Is this generator free?

Yes. All receipts generated on simplereceiptmaker.com are completely free. No account, no subscription, no watermark on downloads.

Other Rent Receipt Templates

Looking for a different type of rent receipt?

See the full collection on our Rent Receipt Generator page.

“This tool is designed to help generate receipts that meet common tax documentation requirements. For specific tax advice, consult a qualified tax professional.”